First Heartland Consultants provides financial planning and consulting services, a model management platform for 401(k) self-directed brokerage accounts, and a non-wrap advisory program. Financial planning covers topics like cash management, investment planning, retirement, insurance, and tax planning. Clients can implement recommendations through commission-based accounts, annuity/insurance purchases, wrap/non-wrap fee programs, or other advisors. The firm also offers a 401(k) self-directed brokerage account program through The Pacific Financial Group (TPFG).
Fee Structure
First Heartland Consultants offers a non-wrap program where your advisor manages your investments for a fee. The maximum fee is 1.75% of the assets managed, but the actual fee is negotiated between you and your advisor. This fee is paid quarterly in advance.
They also offer a 401(k) self-directed brokerage account program (SDBA) through The Pacific Financial Group (TPFG). In this program, First Heartland receives 0.75% of your assets annually, paid monthly, which is split between First Heartland and your advisor.