Joel Saperstein
Joel Saperstein is a registered investment advisor at MML Investors Services, LLC, based in Fair Lawn, NJ, with 24 years of industry experience. Joel operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Retirement Planning. Their firm serves 392,809 clients with $90B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
MML Investors Services manages investment menus for retirement plans and offers a managed account service for participants.
For the overall plan, MMLIS selects and monitors investment options. For participants using the managed account service, fees are charged quarterly, up to a maximum of 0.60% per year of the account value. MMLIS receives 0.10% of this fee, with the remainder going to Morningstar and the recordkeeper. The exact fees vary by recordkeeper and whether the service is a Qualified Default Investment Alternative.
Location
Fair Lawn, NJ
Get directionsHistory
Regulatory History (12)
Financial
August 2025Financial
March 2025Financial
August 2024Judgment / Lien
October 2023Financial
December 2022Judgment / Lien
December 2020Judgment / Lien
September 2019Financial
April 2019Judgment / Lien
December 2016Judgment / Lien
June 2015Judgment / Lien
June 2013Judgment / Lien
August 2011Other Business ActivitiesSells Insurance
Joel is involved in selling life, health, group life, and group health insurance products since 2001. This activity requires minimal time.
Employment History
Current Registrations
MML Investors Services, LLC
MML Investors Services, LLC
MML Investors Services, LLCBroker
State Registrations6 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.