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CFP
LD
CFP

Luis Dacosta

Inovo Wealth Architects
25 Years of Experience
Union, NJ
BrokerSells Insurance
View SEC Summary
View SEC Summary

Luis Dacosta is a CFP-designated registered investment advisor at Inovo Wealth Architects, based in Union, NJ, with 25 years of industry experience. Luis is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Corporate Executives, Education Planning, Estate Planning, and 6 more.

Inovo Wealth Architects
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
2 advisors
Number of Clients
Not specified
Average Client Portfolio
Not specified

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Minimum Annual Fee:$5,000
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $500K1.40%
$500K - $1.0M1.25%
$1.0M - $2.0M1.00%
$2.0M - $3.0M0.85%
$3.0M - $5.0M0.70%
$5M+0.60%

Schedule reflects standalone investment management fees without financial planning. Combined management and planning fees are lower. Fees are generally negotiable based on investment strategy and household account size.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1020 Galloping Hill Rd Ste 202, Union, NJ, 07083

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Luis sells health and life insurance as a broker, dedicating a significant portion of his time to this activity. He also assists his father's construction company on an as-needed basis, spending minimal time on this.

Employment History
Current Registrations
Inovo Wealth Architects
August 2026 - Present · 2 mos
LPL Financial LLC
May 2005 - Present · 21 yrs 5 mos
LPL Financial LLCBroker
January 2005 - Present · 21 yrs 9 mos
Previous Registrations
New England SecuritiesBroker
June 2001 - January 2005 · 3 yrs 7 mos
State Registrations12 states
CTFLGAMENCNJNYPARISCVAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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