Inovo Wealth Architects is an independent registered investment advisor based in Union, New Jersey, founded by Luis R. Dacosta and Anthony M. Calabrese. The firm specializes in providing personalized investment management and comprehensive financial planning services. Inovo Wealth Architects helps clients navigate complex financial matters including retirement planning, tax minimization, estate planning, concentrated stock strategies, business succession, and philanthropic guidance. The advisory approach begins with establishing personal goals and creating a detailed financial plan, followed by designing diversified portfolios utilizing traditional and alternative investments. Portfolios are continuously monitored against market benchmarks and risk metrics. Inovo Wealth Architects also offers retirement plan consulting for plan sponsors and participates in select sub-advisory programs. The firm operates on a fee-only basis, selling no products and collecting no commissions or rebates from investment product providers.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.40% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $3.0M | 0.85% |
| $3.0M - $5.0M | 0.70% |
| $5M+ | 0.60% |
Schedule reflects standalone investment management fees without financial planning. Combined management and planning fees are lower. Fees are generally negotiable based on investment strategy and household account size.