CB
CFP
CB
CFP

Christian Benard

24 Years of Experience
Troy, MI
BrokerSells Insurance

Christian Benard is a CFP-designated registered investment advisor at Cetera Investment Advisers LLC, based in Troy, MI, with 24 years of industry experience. Christian operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

5600 New King Drive, Suite 100, Troy, MI, 48098

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Christian is the president and sole owner of Innovative Financial Inc., an entity created for securities, insurance, and tax business. He also sells fixed insurance and provides tax preparation, accounting, and payroll services.

Employment History
Current Registrations
Cetera Investment Advisers LLC
October 2025 - Present · 11 mos
Cetera Wealth Services, LLC
October 2025 - Present · 11 mos
Cetera Wealth Services, LLCBroker
October 2025 - Present · 11 mos
Previous Registrations
Commonwealth Financial Network
August 2010 - November 2025 · 15 yrs 3 mos
Commonwealth Financial NetworkBroker
January 2006 - November 2025 · 19 yrs 10 mos
National Planning CorporationBroker
January 2004 - January 2006 · 2 yrs
Ing Financial Partners, INC.Broker
November 2001 - January 2004 · 2 yrs 2 mos
State Registrations20 states
AZCACOFLGAILINMAMDMIMOMSNCNYOHPASCTNTXWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.