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Luis Espinoza

Innovation Partners LLC
22 Years of Experience
Riverside, CA
2 DisclosuresBroker
View SEC Summary
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Luis Espinoza is a registered investment advisor at Innovation Partners LLC, based in Riverside, CA, with 22 years of industry experience. Luis is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Charitable Giving, Education Planning, Estate Planning, and 6 more. Their firm serves 26 clients with $22M in assets under management.

Innovation Partners LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
181 advisors
Number of Clients
26 clients
Average Client Portfolio
$834K average
Assets Under Management
$21.7M

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $10K3.00%
$10K - $25K3.00%
$25K - $100K2.75%
$100K - $250K2.50%
$250K+2.00%

Maximum annual fee is 3% and fees are negotiable. Third-party investment advisor program fees range separately from 1.40% to 2.20% depending on assets.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

4199 Flat Rock Drive, Suite 109, Riverside, CA, 92505

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
July 2021
Settled
Customer Dispute
February 2008
Denied
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Luis is a secretary/owner at Riverwalk Executive Suites, spending a few hours per week on record keeping and office upkeep. He also operates Espinoza Private Wealth Management as a branding name for his investment business through FFEC, owns rental property, and serves on the Board of Directors for Desert Recreational District, dedicating minimal time to the latter two activities.

Employment History
Current Registrations
Innovation Partners LLC
February 2022 - Present · 4 yrs 8 mos
Innovation Partners LLCBroker
February 2022 - Present · 4 yrs 8 mos
Ip Financial Advisory Services LLC
February 2022 - Present · 4 yrs 8 mos
Previous Registrations
First Financial Equity Corporation
October 2014 - March 2022 · 7 yrs 5 mos
First Financial Equity CorporationBroker
October 2014 - March 2022 · 7 yrs 5 mos
Newport Coast Asset Management
June 2012 - October 2014 · 2 yrs 4 mos
Newport Coast Securities, INC.Broker
June 2012 - October 2014 · 2 yrs 4 mos
Kovack Advisors, INC.
June 2010 - June 2010 · 0 mos
Kovack Securities INC.Broker
June 2010 - June 2010 · 0 mos
LPL Financial Corporation
November 2007 - May 2010 · 2 yrs 6 mos
LPL Financial CorporationBroker
November 2007 - May 2010 · 2 yrs 6 mos
Ameriprise Financial Services, INC.
December 2001 - November 2007 · 5 yrs 11 mos
Ameriprise Financial Services, INC.Broker
November 2001 - November 2007 · 6 yrs
Ids Life Insurance CompanyBroker
November 2001 - July 2006 · 4 yrs 8 mos
State Registrations6 states
CAHIIDNVTXUT
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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