Luis Espinoza
Luis Espinoza is a registered investment advisor at Innovation Partners LLC, based in Charlotte, NC, with 22 years of industry experience. Luis operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Estate Planning, Insurance Planning, and 2 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Innovation Partners LLC offers managed account programs where clients pay a fee for portfolio management services. The fees are a percentage of the assets managed, with a maximum annual fee of 3%, which is negotiable. The fees are calculated and deducted from the client's account by the custodian, either quarterly or monthly. Clients may also incur transaction and miscellaneous charges.
Location
5950 Fairview Road, Suite 140, Charlotte, NC, 28210
Get directionsHistory
Regulatory History (2)
Customer Dispute
July 2021Customer Dispute
February 2008Other Business Activities
Luis is a secretary/owner at Riverwalk Executive Suites, spending a few hours per week on record keeping and office upkeep. He also operates Espinoza Private Wealth Management as a branding name for his investment business through FFEC, owns rental property, and serves on the Board of Directors for Desert Recreational District, dedicating minimal time to the latter two activities.
Employment History
Current Registrations
Innovation Partners LLC
Innovation Partners LLCBroker
Ip Financial Advisory Services LLC
Previous Registrations
First Financial Equity Corporation
First Financial Equity CorporationBroker
Newport Coast Asset Management
Newport Coast Securities, INC.Broker
Kovack Advisors, INC.
Kovack Securities INC.Broker
LPL Financial Corporation
LPL Financial CorporationBroker
Ameriprise Financial Services, INC.
Ameriprise Financial Services, INC.Broker
Ids Life Insurance CompanyBroker
State Registrations6 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.