April Waldman
April Waldman is a registered investment advisor at Centaurus Financial, INC., based in Bellingham, WA, with 20 years of industry experience. April operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, High Net Worth, and 2 more. Their firm serves 38,049 clients with $7.3B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Centaurus Financial's advisors manage client accounts through various programs, charging an annual fee based on the amount invested. Fees are negotiable and can be a flat percentage or tiered, where the rate decreases as the portfolio value increases. Additional charges may include transaction fees, custodial fees, and internal fund fees.
Maximum advisory fees:
- Alpha, Beta, ABJ, Omega, Delta: 2.25%
- AA & VL: 1.50%
- Adviser-Directed: 1.35%
- FlexUMA: 2.25%
Third-Party Money Managers (TPMMs) charge fees ranging from 1.00% to 3.00%.
Location
Bellingham, WA
Get directionsHistory
Regulatory History (1)
Customer Dispute
July 2023Other Business Activities
April uses Montecito Financial Services as a DBA for marketing and branding purposes. She also serves as Treasurer for Le Rucher Mercy Ministries, a non-profit organization, dedicating minimal time to overseeing accounting activities.
Employment History
Current Registrations
Centaurus Financial, INC.
Centaurus Financial, INC.Broker
Previous Registrations
Moody Securities, LLCBroker
Terra Capital Markets LLCBroker
U.S. Sterling Securities, INC.Broker
U.S. Sterling Securities, INC.Broker
Hedgelab Capital Management LLC
Cazenave and CO., INC.Broker
Lightstone Securities, LLCBroker
Kelmoore Investment Company, INC.Broker
National Planning CorporationBroker
State Registrations11 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.