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Richard Linden

Esi Financial Advisors
22 Years of Experience
Hauppauge, NY
2 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Richard Linden is a registered investment advisor at Esi Financial Advisors, based in Hauppauge, NY, with 22 years of industry experience. Richard is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Annuities, Charitable Giving, Education Planning, Estate Planning, and 6 more. Their firm serves 12,379 clients with $2.8B in assets under management.

Esi Financial Advisors
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
536 advisors
Number of Clients
12,379 clients
Average Client Portfolio
$224K average
Assets Under Management
$2.8B

Fee Structure

Minimum Investment:$10K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M1.00%
$1.0M - $2.5M0.75%
$2.5M - $5.0M0.60%
$5.0M - $10.0M0.50%
$10M+0.35%

Rates reflect the primary schedule used in programs like American Funds and Schwab Retirement Advisor Services. Other programs have different maximum fees (AssetMark up to 1.50%, Saratoga up to 2.00%, SEI up to 1.75% plus 0.05% administrative fee). Actual fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

410 Motor Parkway, 2nd Floor, Hauppauge, NY, 11788

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Regulatory
November 2024
Final
Customer Dispute
March 2016
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Richard established a DBA for fixed insurance business in June 2020 and is an agent for Fifth Gen Financial. Since November 2023, Richard sells fixed insurance products, including life, health, disability, and LTC, through United Financial Alliance.

Employment History
Current Registrations
Esi Financial Advisors
June 2021 - Present · 5 yrs 4 mos
Equity Services, INC.Broker
March 2018 - Present · 8 yrs 7 mos
Previous Registrations
Ameriprise Financial Services, INC.Broker
February 2018 - February 2018 · 0 mos
Equity Services, INC.Broker
April 2017 - February 2018 · 10 mos
Ameriprise Financial Services, INC.Broker
June 2015 - April 2017 · 1 yr 10 mos
MML Investors Services, LLCBroker
September 2014 - June 2015 · 9 mos
Metlife Securities INC.Broker
December 2010 - August 2014 · 3 yrs 8 mos
AXA Advisors, LLC
August 2006 - December 2010 · 4 yrs 4 mos
AXA Advisors, LLCBroker
August 2006 - December 2010 · 4 yrs 4 mos
Merrill Lynch Pierce Fenner & Smith INC.
March 2005 - July 2006 · 1 yr 4 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
February 2005 - July 2006 · 1 yr 5 mos
Ajaks Trading CO., LLCBroker
December 2003 - June 2004 · 6 mos
State Registrations9 states
CACOCTGAINNJNYPASC
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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