Justin Martello is a CFP-designated registered investment advisor at Effective Assets, based in Haslett, MI, with 19 years of industry experience. Justin operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Insurance Planning, and 3 more. Their firm serves 124 clients with $170M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.75% |
| $500K - $1.0M | 0.75% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.65% |
| $10.0M - $20.0M | 0.65% |
| $20M+ | 0.65% |
The annual fees include advisory fees paid to any sub-advisers and are negotiable. The fee schedule above is for individual bonds. For stocks and funds, the fee is 1.25% on the first $500,000, 1.10% on the next $500,000, 1.00% on the next $2,000,000, 0.90% on the next $2,000,000, 0.75% on the next $5,000,000, and 0.65% on the next $10,000,000. For alternative investments, the fee is 1.00%.
Fee Estimator
Location
Haslett, MI
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Justin has been an independent insurance agent with various independent insurance companies since 2004. This activity, which is not investment-related, requires a few hours per week.
Employment History
Current Registrations
Effective Assets
Previous Registrations
Effective Assets
Cambridge Investment Research Advisors, INC.
Hornor, Townsend & Kent, INC.
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.