Nicole Seghetti is a CFP-designated registered investment advisor at Luminary Financial Planning, based in Modesto, CA, with 17 years of industry experience. Nicole operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, High Net Worth, Insurance Planning, and 3 more. Their firm serves 24 clients with $27M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Seghetti Holdings charges an annual management fee based on a percentage of the total value of your portfolio. The fee rate drops as your investment amount increases:
- First $500,000 — 1.50% per year
- $500,001 to $2,000,000 — 1.25% per year
- $2,000,001 to $5,000,000 — 1.15% per year
- $5,000,001 to $10,000,000 — 1.00% per year
- Over $10,000,000 — 0.85% per year
Fees are calculated using the average daily balance in your account and are deducted directly on a quarterly basis after the billing period ends. There is no minimum account size required.
Location
2712 Marlboro Place, Modesto, CA, 95355
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Nicole provides financial planning content for online publications through Seghetti Holdings LLC. She receives compensation on a flat, per-content basis.
Employment History
Current Registrations
Luminary Financial Planning
Previous Registrations
Chase Investment Services CORP.
Edward Jones
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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