John Harms
John Harms is a CFP-designated registered investment advisor at Private Client Services, LLC, based in Webster, NY, with 21 years of industry experience. John is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 8,765 clients with $1.4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.00% |
| $250K - $500K | 1.75% |
| $500K - $1.0M | 1.50% |
| $1M+ | 1.25% |
Fees are negotiable based on client complexity and relationship size. Third-party manager marketplace adds 0.15% to 1.00% subscription fees. American Funds F2 program charges 0.25% to 1.00% flat rate.
Fee Estimator
Location
Webster, NY
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
John works as an insurance agent for Ash Brokerage and KAFL Insurance Resources, dedicating about half of his time to each. He also works full-time as a Registered Investment Advisor (RIA) for RFG Advisory LLC and as a partner/advisor/insurance agent for SixPoint Financial Partners.
Employment History
Current Registrations
Rfg Advisory, LLC
Private Client Services, LLCBroker
Private Client Services, LLC
Previous Registrations
American Portfolios Financial Services, INC.Broker
American Portfolios Advisors, INC
AXA Advisors, LLC
AXA Advisors, LLCBroker
Wachovia Securities Financial Network, LLC
Wachovia Securities Financial Network, LLCBroker
State Registrations8 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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