Joel Top
Joel Top is a registered investment advisor at Planwiser Financial, based in Colorado Springs, CO, with 21 years of industry experience. Joel operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 199 clients with $130M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
PlanWiser Financial charges an annual fee based on the value of your portfolio. The maximum annual fee is 1.30%, with a minimum recurring fee of $2,100 per year. The fee is calculated monthly in advance based on the average daily balance of your account. Fees are negotiable.
Location
3710 Sinton Road, Suite 100, Colorado Springs, CO, 80907
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Joel is involved with several outside business activities. He manages property owned by Top Biz, LLC, manages operations for PlanWiser Tax, LLC (dedicating about a quarter of his time), and works as an insurance agent for Octagon Reinsurance Company, spending a few hours per week on this.
Employment History
Current Registrations
Planwiser Financial
Previous Registrations
Mutual Advisors, LLC
Mutual Securities, INC.Broker
Edward Jones
Edward JonesBroker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.