CFP · ChFC

Michael Romaine

20 Years of Experience

Louisville, KY

1 DisclosureBrokerSells Insurance

Michael Romaine is a CFP, ChFC-designated registered investment advisor at MML Investors Services, LLC, based in Louisville, KY, with 20 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Retirement Planning. Their firm serves 392,809 clients with $90B in assets under management.

MML Investors Services, LLC

Compensation

Fee-Only (% of Portfolio)Fixed/Hourly

Firm Size

4920 advisors

Number of Clients

392,809 clients

Average Client Portfolio

$229K average

Assets Under Management

$90.0B

Fee Structure

Investment management only (planning not offered)

MML Investors Services manages investment menus for retirement plans and offers a managed account service for participants.

For the overall plan, MMLIS selects and monitors investment options. For participants using the managed account service, fees are charged quarterly, up to a maximum of 0.60% per year of the account value. MMLIS receives 0.10% of this fee, with the remainder going to Morningstar and the recordkeeper. The exact fees vary by recordkeeper and whether the service is a Qualified Default Investment Alternative.

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Location

Louisville, KY

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History

Regulatory History (1)

What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.

Criminal

September 1991

Final Disposition

View Full SEC Report How to Read Disclosures

Other Business ActivitiesSells Insurance

Michael sells insurance (life, disability, and long-term care) as an individual agent, dedicating a few hours per week. He also collects real estate rental income, spending minimal time on upkeep and rent collection, and is the President & Owner of 1-3 Planning LLC, his business practice, which is a full-time commitment. Additionally, Michael is involved in entertainment event promotion and marketing, and serves as a parking authority board member.

Employment History

Current Registrations

MML Investors Services, LLC

March 2021 - Present · 5 yrs 2 mos

MML Investors Services, LLC

March 2021 - Present · 5 yrs 2 mos

MML Investors Services, LLCBroker

March 2021 - Present · 5 yrs 2 mos

Previous Registrations

Northwestern Mutual Investment Services,llc

March 2014 - September 2016 · 2 yrs 6 mos

Northwestern Mutual Investment Services, LLCBroker

June 2005 - March 2021 · 15 yrs 9 mos

State Registrations13 states

CADEFLGAILINKYMDNCNYOHTNTX

AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams

No exam information available for this advisor.

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