Michael Garber

Michael Garber Financial Planning offers an Open Retainer service that provides holistic ongoing financial planning for a fixed annual fee. Fees are calculated based on your total income, assets, and the overall complexity of your financial situation:

• Initial Year of Open Retainer — $7,500 to $25,000 per year
• Renewal Years of Open Retainer — $4,000 to $25,000 per year

This service includes 5 to 8 scheduled meetings during the first year (2 to 4 meetings in renewal years), tax preparation, tax planning, insurance reviews, asset inventory, goal setting, asset allocation strategy, and ongoing consultations as needed.

• Project Retainer — Variable flat fee for specific project requests such as goal setting, asset and liability analysis, tax planning, cash flow management, investment reviews, retirement planning, risk management, and estate planning. Quoted based on an hourly rate of $350 per hour.
• Amended tax return preparation — Up to $1,000 per return, if applicable.
• Additional tax returns for dependents — Up to $1,000 per return.