MG
CFP
MG
CFP

Michael Helmut Graef

19 Years of Experience
BrokerSells Insurance
Areas of Practice
Investment ManagementFinancial Planning & CoachingRetirement PlanningTax PlanningInsurance PlanningEstate PlanningHigh Net Worth
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
13 advisors
Number of Clients
463 clients
Average Client Portfolio
$6.2M average
Assets Under Management
$2.9B

Fee Structure

AUM-Based Fees (Tiered)
Assets Under ManagementAnnual Fee
Up to $1000K1.90%
$1.0M - $10.0M1.65%
$10.0M - $50.0M1.40%
$50M+1.15%

Fees are negotiable, but not to exceed 2.50% annually.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

8000 Santa Teresa Blvd, Ste 130, Gilroy, CA, 95020

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Michael owns 100% of Christian Wealth Management (DBA) and spends nearly full-time on it. He also has minority ownership in Inspire Investing, LLC-RIA and is a corporate officer, dedicating minimal time. Finally, Michael sells insurance as part of estate planning, spending minimal time.

Employment History
Current Registrations
Inspire Investing, LLC
August 2015 - Present · 10 yrs 6 mos
Creative Financial Designs, INC.
July 2015 - Present · 10 yrs 7 mos
Cfd Investments, INC.Broker
July 2015 - Present · 10 yrs 7 mos
Previous Registrations
Next Financial Group, INC.
February 2012 - July 2015 · 3 yrs 5 mos
Next Financial Group, INC.Broker
February 2012 - July 2015 · 3 yrs 5 mos
Strategic Advisers, INC.
March 2007 - January 2012 · 4 yrs 10 mos
Fidelity Brokerage Services LLCBroker
December 2005 - January 2012 · 6 yrs 1 mo
State Registrations23 states
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AdvisorBrokerBoth
Exams
No exam information available for this advisor.
Michael Helmut Graef - Financial Advisor | TrueAdvisor