Michael Graef
Michael Graef is a CFP-designated registered investment advisor at Inspire Investing, LLC, based in Gilroy, CA, with 20 years of industry experience. Michael is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, High Net Worth, and 5 more. Their firm serves 455 clients with $4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.90% |
| $1.0M - $10.0M | 1.65% |
| $10.0M - $50.0M | 1.40% |
| $50M+ | 1.15% |
Fees are generally negotiable, and the maximum advisory fee is capped at 2.50% annually. Portfolio management makes up a flat 0.65% of the fee, while the advisory services portion varies.
Fee Estimator
Location
8000 Santa Teresa Blvd, Ste 130, Gilroy, CA, 95020
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Michael owns 100% of Christian Wealth Management (DBA) and spends nearly full-time on it. He also has minority ownership in Inspire Investing, LLC-RIA and is a corporate officer, dedicating minimal time. Finally, Michael sells insurance as part of estate planning, spending minimal time.
Employment History
Current Registrations
Inspire Investing, LLC
Creative Financial Designs, INC.
Cfd Investments, INC.Broker
Previous Registrations
Next Financial Group, INC.
Next Financial Group, INC.Broker
Strategic Advisers, INC.
Fidelity Brokerage Services LLCBroker
State Registrations23 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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