Joe Waters
Joe Waters is a registered investment advisor at Osaic Institutions, INC., based in Boone, NC, with 19 years of industry experience. Joe operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Retirement Planning. Their firm serves 7,211 clients with $4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Fees for customized advisory services are based on the value of your portfolio and are negotiable. The maximum advisory fee is 2.50%. You may pay monthly or quarterly account fees, either in advance or after the service is provided. These fees are directly deducted from your account. If you invest in mutual funds or ETFs, you'll pay advisory fees to both the fund manager and Osaic Institutions. If the custom advisory services apply to annuities for which the advisor receives trail compensation, such trail fees generally will be used to offset the advisory fee.
Location
230 Wilson Dr, Boone, NC, 28607
Get directionsHistory
Regulatory History (1)
Criminal
January 1999Other Business Activities
Joe is involved in several outside business activities, including a trade association membership, a civic organization board position, and serving as SVP and Chief Solutions Officer at New Peoples Bank. He also manages a rental property holding company, Joe Smitty LLC.
Employment History
Current Registrations
Osaic Institutions, INC.
Osaic Institutions, INC.Broker
Previous Registrations
Infinex Investments, INC.Broker
Bi Investments, LLCBroker
Amsouth Investment Services, INC.Broker
State Registrations8 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.