MP
PFS
MP
PFS

Michael Piper

2 Years of Experience
Saint Louis, MO

Michael Piper is a PFS-designated registered investment advisor at Michael Piper, LLC, based in Saint Louis, MO, with 2 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Estate Planning, Financial Planning & Coaching, and 3 more. Their firm serves 11 clients.

Compensation
Fixed/Hourly
Firm Size
1 advisor
IM Fee
Planning only

Fee Structure

Michael Piper, LLC charges an initial fee of $7,000 for new ongoing financial planning clients, which covers the first three months of intensive planning work. After the initial period, the engagement renews at $615 per month, billed in arrears. Fees are subject to annual adjustments based on the Social Security cost-of-living adjustment.

  • Hourly financial planning — $400 per hour, billed in ten-minute increments, for clients who prefer project-based or intermittent advice rather than an ongoing relationship.
Annual Retainer:$7,380/year
Hourly Rate:$400/hr
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Location

Saint Louis, MO

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business Activities

Michael owns Simple Subjects, LLC, a publishing company, since 2008, dedicating about a quarter of his time. He is also a Certified Public Accountant (CPA) since 2021, incorporating tax advice into his advisory practice and spending about half of his time on it. Finally, Michael is a volunteer board member for the Bogle Center for Financial Literacy, a non-profit, spending about 10-20% of his time on it.

Employment History
Current Registrations
Michael Piper, LLC
February 2025 - Present · 1 yr 8 mos
Previous Registrations
Michael Piper, LLC
August 2022 - December 2023 · 1 yr 4 mos
State Registrations1 state
MO
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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