Joseph Timmerman
Joseph Timmerman is a registered investment advisor at Advice and Planning Services, based in Orono, ME, with 14 years of industry experience. Joseph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management, Retirement Planning. Their firm serves 72,807 clients with $34B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
TC Services offers several managed account programs with different fee structures:
- TIAA Personal Portfolio (TPP): 0.30% annually of the assets managed. This program is closed to new investors.
- TIAA Portfolio Advisor (PA): Fees range from 1.15% to 0.40% annually based on a tiered schedule.
- Private Asset Management (PAM): Fees range from 0.90% to 0.40% annually for a blended portfolio, or 0.50% to 0.15% annually for a fixed income portfolio, based on a tiered schedule. Transaction costs are additional for PAM.
TC Services may negotiate fee arrangements based on various factors. The fees for TPP and PA are inclusive of most transaction costs, while PAM has separate transaction costs.
Location
24 Munson Road, Chadbourne Hall, Room 005, Orono, ME, 04469
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Regulatory History (1)
Regulatory
September 2024Other Business Activities
Joseph is a part-time farmer and owner of Goat Hollow Farm, LLC, a small family farming operation. He dedicates about 10-20% of his time to this activity.
Employment History
Current Registrations
Advice and Planning Services
Tiaa-Cref Individual & Institutional Services, LLC
Tiaa-Cref Individual & Institutional Services, LLCBroker
Previous Registrations
Advice and Planning Services
Victory Capital Services, INC.Broker
USAA Investment Management Company
USAA Financial Advisors, INC.Broker
USAA Financial Planning Services
Thrivent Investment Management INC.
Thrivent Investment Management INC.Broker
The Huntington Investment Company
The Huntington Investment CompanyBroker
State Registrations8 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.