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Clifton Higgs

Bfc Planning, INC.
17 Years of Experience
Denton, TX
1 DisclosureBrokerSells Insurance
View SEC Summary
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Clifton Higgs is a registered investment advisor at Bfc Planning, INC., based in Denton, TX, with 17 years of industry experience. Clifton is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Education Planning, Estate Planning, and 7 more. Their firm serves 11,448 clients with $3.8B in assets under management.

Bfc Planning, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
231 advisors
Number of Clients
11,448 clients
Average Client Portfolio
$336K average
Assets Under Management
$3.8B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

Maximum allowable annual fee is 2.5% across most asset management programs. Actual fees are negotiable and vary by representative and platform. Specific sub-adviser and program fees apply depending on the chosen platform.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

311 N I-35E, Suite 110, Denton, TX, 76207

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
May 2022
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Clifton manages a hunting lease, works as an independent insurance agent selling health insurance, and trains/recruits for American National. He also owns The Heritage Group (insurance and securities) and Heritage Insurance Group of Texas (property and casualty insurance), dedicating full-time hours to the former and a few hours per week to the latter.

Employment History
Current Registrations
Securities Management & Research, INC.Broker
January 2017 - Present · 9 yrs 9 mos
Bfc Planning, INC.
January 2017 - Present · 9 yrs 9 mos
Previous Registrations
Cambridge Investment Research, INC.Broker
February 2013 - January 2017 · 3 yrs 11 mos
Cambridge Investment Research Advisors, INC.
February 2013 - January 2017 · 3 yrs 11 mos
MML Investors Services, LLC
October 2011 - February 2013 · 1 yr 4 mos
MML Investors Services, LLCBroker
February 2010 - February 2013 · 3 yrs
Northwestern Mutual Investment Services, LLCBroker
October 2008 - February 2010 · 1 yr 4 mos
State Registrations8 states
ALARCAKSMNOHOKTX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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