Marcos Lira is a CFP-designated registered investment advisor at 360dividends, based in Granite Bay, CA, with 15 years of industry experience. Marcos operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
360Dividends charges an annual fee based on a percentage of the value of your portfolio. The rate drops as your investment amount increases:
- First $1,000,000 — 1.00% per year
- $1,000,001 to $5,000,000 — 0.75% per year
- $5,000,001 to $10,000,000 — 0.50% per year
- Over $10,000,000 — Negotiable
There is a minimum annual fee of $3,600, so accounts with smaller balances will pay this flat minimum amount rather than the standard percentage rate. Fees are calculated and paid quarterly in arrears, and comprehensive financial planning is included at no extra charge if you maintain at least $750,000 in your portfolio.
Location
Granite Bay, CA
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Marcos owns and works as an agent for 360Insurance Center, an independent insurance agency, dedicating minimal time. He also owns 360Tax & Accounting, providing tax and accounting services, taking about 10-20% of his time, and works in sales engineering for TrustedSite Security, a cybersecurity firm, dedicating nearly full-time hours.
Employment History
Current Registrations
360dividends
Previous Registrations
360dividends
360dividends
360dividends
E*trade Capital Management, LLC
Citigroup Global Markets INC.
MML Investors Services, INC.
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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