Michael Guertin
Michael Guertin is a registered investment advisor at Esi Financial Advisors, based in Red Bank, NJ, with 16 years of industry experience. Their practice areas include Investment Management, Retirement Planning. Their firm serves 12,116 clients with $2.5B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
ESI Financial Advisors offers investment management through various programs. Fees vary depending on the program chosen and can include platform fees, strategist fees, and service fees.
ESI Illuminations programs charge a platform fee between 0.26% and 0.45% annually, plus strategist fees (0.02%-1.00%) and EFA's service fee (0-2.00%).
American Funds and Schwab Retirement Advisor Services have tiered fees, up to 1.00% annually on the first $1M, decreasing to 0.35% on amounts over $10M.
AssetMark fees are negotiated with the advisor, not to exceed 1.5% annually.
SEI fees are also negotiated, not to exceed 1.75% annually, plus a 0.05% administrative fee.
Location
200 Schulz Drive, Suite 125, Red Bank, NJ, 07701
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Michael is a broker agent for a national agency, selling fixed insurance products since October 2021. He is also a co-trustee for his mother's revocable trust since 2017, acting as a backup to his sister.
Employment History
Current Registrations
Equity Services, INC.Broker
Esi Financial Advisors
Equity Services, INC.
Previous Registrations
Osaic Wealth, INC.
Osaic Wealth, INC.Broker
Sagepoint Financial, INC.Broker
Sagepoint Financial, INC.
Securian Financial Services, INC.
Securian Financial Services, INC.Broker
Park Avenue Securities LLCBroker
Park Avenue Securities LLC
MML Investors Services, LLC
MML Investors Services, LLCBroker
Msi Financial Services, INC.Broker
Msi Financial Services, INC.
Baystate Wealth Management
New England SecuritiesBroker
New England Securities Corporation
Morgan Stanley Smith Barney LLC
Morgan Stanley Smith BarneyBroker
State Registrations8 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.