David Dowd

Dowd Financial Planning offers an Open Retainer service that provides comprehensive, ongoing financial planning for an annual flat fee ranging from $3,400 to $13,600, payable quarterly in advance. The exact cost depends on your total income, assets, financial complexity, and requested services.

What you get:

• Between one and nine scheduled meetings per calendar year
• Unlimited face-to-face, email, and phone consultations at no extra charge
• Comprehensive coverage of topics such as investment strategy, retirement planning, tax planning and preparation, insurance reviews, budgeting, estate planning reviews, and asset allocation
• Assistance with trade execution if specifically requested by you

• Project Retainer — Flat fee (or hourly up to $300 per hour) for focused planning on specific areas such as goal setting, cash flow, tax planning, or retirement, without comprehensive ongoing support
• Financial Fitness Review — Flat fee of $1,500 for a two-hour review covering up to three specific financial planning topics chosen in advance
• Amended Tax Return Preparation — Typically $500 per amended return, if applicable under an open retainer agreement
• Dependent Tax Return Preparation — Up to $300 per return for additional tax returns prepared for dependents