Mary Frodema is a CFP-designated registered investment advisor at St. Germain Investment Management, based in Northampton, MA, with 15 years of industry experience. Mary operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Insurance Planning, Investment Management, Retirement Planning, and 2 more. Their firm serves 6,722 clients with $3.8B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5M+ | 0.60% |
Fees are negotiable based on asset complexity, anticipated future assets, and account style. A minimum quarterly fee of $25 applies.
Fee Estimator
Location
120 King St., Northampton, MA, 01060
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Mary is a board member at Springfield Prep Charter School since October 2023, attending meetings and voting on board matters. This activity requires minimal time and is not investment-related.
Employment History
Current Registrations
St. Germain Investment Management
Previous Registrations
St. Germain Securities, INC.Broker
Hart & Patterson Financial Group LLP
MML Investors Services, LLC
MML Strategic Distributors, LLCBroker
MML Investors Services, LLCBroker
MML Distributors, LLCBroker
First Investors CorporationBroker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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