Terri Hembree is a registered investment advisor at Spc, based in Ann Arbor, MI, with 15 years of industry experience. Terri operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 30,881 clients with $5.7B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
SPC offers investment management through the SIGMA Managed Account program. Clients pay an annual account management fee based on a percentage of their account assets. The fee includes a program fee and the IAR's compensation. For example, if your account AUM is $1,500,000, the first $500,000 is billed at 2.50%, the next $250,000 at 1.75%, the next $250,000 at 1.50%, and the remaining $500,000 at 1.25%. The maximum annual advisory fee is 2.5%. The program fee is 0.15% on all assets. There is a $30 minimum annual program fee.
SPC also offers direct-at-fund programs where clients pay an annual asset-based investment management fee of 0.5%.
Location
300 Parkland Plaza, Ann Arbor, MI, 48103
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Terri is a mobile notary, a senior loan officer originating mortgages on a referral basis, and performs clerical functions for CeeWay Marketing. She is also one of three members of IRMAA Solutions LLC, selling future healthcare cost software, dedicating about half her time to this.
Employment History
Current Registrations
Spc
Sigma Financial CorporationBroker
Previous Registrations
MML Investors Services, LLCBroker
State Registrations9 states
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