Eric Garcia
Eric Garcia is a registered investment advisor at Osaic Institutions, INC., based in Miami, FL, with 14 years of industry experience. Eric operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Retirement Planning. Their firm serves 7,211 clients with $4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Fees for customized advisory services are based on the value of your portfolio and are negotiable. The maximum advisory fee is 2.50%. You may pay monthly or quarterly account fees, either in advance or after the service is provided. These fees are directly deducted from your account. If you invest in mutual funds or ETFs, you'll pay advisory fees to both the fund manager and Osaic Institutions. If the custom advisory services apply to annuities for which the advisor receives trail compensation, such trail fees generally will be used to offset the advisory fee.
Location
8180 NW 36th Street, Suite 103, Miami, FL, 33166
Get directionsHistory
Regulatory History (4)
Customer Dispute
September 2025Customer Dispute
March 2024Customer Dispute
April 2023Customer Dispute
October 2022Other Business Activities
Eric owns a rental property (duplex) since 2005, where he lives and rents out the other side. This activity requires minimal time.
Employment History
Current Registrations
Osaic Institutions, INC.
Osaic Institutions, INC.Broker
Previous Registrations
Essex National Securities, INC.
Essex National Securities, LLCBroker
Morgan Stanley Smith Barney LLC
Morgan Stanley Smith BarneyBroker
State Registrations12 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.