Edward Garruto
Edward Garruto is a CFP-designated registered investment advisor at M Financial Planning Services, INC, based in Marlton, NJ, with 14 years of industry experience. Edward operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 2 more.
Compensation
Firm Size
IM Fee
Fee Structure
M Financial Planning Services offers subscription-based financial planning, primarily for young professionals. There are four different subscription levels with an initial fee between $1,500 and $3,000, followed by a quarterly fee between $250 and $750. Each level includes at least an annual review, custom reports, and in-person meetings with monthly check-ins.
M Financial Planning Services offers financial planning and consulting services with fees ranging from $1,500 to $6,000 on a fixed fee basis. They also offer services at an hourly rate of $200 to $300.
Location
57 South Maple Avenue, Marlton, NJ, 08053-2031
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Edward is a registered investment advisor with M Financial Planning Services, spending about 20% of his time on this. He also works with M Financial Planning Services, Inc. as a DBA for LPL business, dedicating about a third of his time. Finally, he is an agent for Frontier Brokerage selling non-variable insurance, spending minimal time on this activity.
Employment History
Current Registrations
M Financial Planning Services, INC
LPL Financial LLC
LPL Financial LLCBroker
State Registrations5 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.