Edward Garruto
Edward Garruto is a CFP-designated registered investment advisor at M Financial Planning Services, INC, based in Marlton, NJ, with 15 years of industry experience. Edward is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 2 more.
Compensation
Firm Size
IM Fee
Fee Structure
M Financial Planning Services offers subscription-based financial planning geared toward young professionals, featuring four different levels of service with ongoing quarterly fees. Subscription clients pay an initial fee of between $1,500 and $3,000, followed by a flat quarterly fee ranging from $250 to $750. Each subscription level includes at least an annual review, custom reports, and in-person meetings with monthly check-ins via email, phone, or video calling.
- Standard financial planning and consulting — Fixed fees generally range from $1,500 to $6,000 depending on the scope of the engagement.
- Hourly consulting — Ranging from $200 to $300 per hour for specific financial questions.
- Subscription planning initial setup — Initial fee ranging from $1,500 to $3,000 to establish the planning relationship.
Location
57 South Maple Avenue, Marlton, NJ, 08053-2031
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Edward is a registered investment advisor with M Financial Planning Services, spending about 20% of his time on this. He also works with M Financial Planning Services, Inc. as a DBA for LPL business, dedicating about a third of his time. Finally, he is an agent for Frontier Brokerage selling non-variable insurance, spending minimal time on this activity.
Employment History
Current Registrations
M Financial Planning Services, INC
LPL Financial LLC
LPL Financial LLCBroker
State Registrations5 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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