Jose Maldonado is a registered investment advisor at Cima Financial, based in Raleigh, NC, with 9 years of industry experience. Jose operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Education Planning, Estate Planning, and 7 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.30% |
| $100K - $500K | 1.15% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.80% |
| $5M+ | 0.70% |
Fees are paid monthly in arrears based on average daily balance. Household accounts may be aggregated.
Fee Estimator
Location
Raleigh, NC
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Jose is a founding partner in Golden Arrow Properties LLC, involved in long-term rentals and Airbnb, and owns Maldonado Financial LLC for pass-through compensation, dedicating nearly full-time hours. He is also an insurance broker selling various insurance products and the president of ENFE Business Advisors, LLC, a business coaching and consulting firm, spending about 10-20% of his time on this.
Employment History
Current Registrations
Cima Financial
Previous Registrations
MML Investors Services, LLC
MML Investors Services, LLCBroker
First Command Advisory Services
First Command Brokerage Services, INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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