CIMA Financial manages investment portfolios and provides personalized financial planning for individuals, families, and business owners. The firm focuses on creating custom investment strategies using stocks, bonds, mutual funds, exchange-traded funds, and outside managers, while following Modern Portfolio Theory. CIMA Financial also provides comprehensive financial planning covering retirement, cash flow and debt management, college savings, tax planning strategies, risk management, and real estate analysis. Additionally, the firm offers specialized consulting for business owners regarding business planning, growth, and exit strategies. CIMA Financial operates as a fee-only registered investment advisor and does not sell products for commissions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.30% |
| $100K - $500K | 1.15% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.80% |
| $5M+ | 0.70% |
Fees are paid monthly in arrears based on average daily balance. Household accounts may be aggregated.