Steven Underriter
Steven Underriter is a registered investment advisor at Freedom Financial Planning Solutions, LLC, based in Grand Rapids, MI, with 8 years of industry experience. Steven operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Retirement Planning, Tax Planning. Their firm serves 17 clients with $2.2M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Freedom Financial Planning Solutions offers investment management services through in-house management or outside managers.
For in-house investment management, the fees are calculated as a percentage of the value of your portfolio:
- First $100,000 — 0.95% per year
- $100,001 - $500,000 — 0.75% per year
- $500,001 - $1,000,000 — 0.60% per year
- Over $1,000,001 — 0.45% per year
For investment management through XY Investment Solutions, the total annual fee is:
- First $100,000 — 0.95% per year
- $100,001 - $500,000 — 0.75% per year
- $500,001 - $1,000,000 — 0.60% per year
- Over $1,000,001 — 0.45% per year
For investment management through Gradient Investments, the total annual fee is:
- Strategic Portfolio — 2.00% per year
- Tactical Portfolio — 1.80% per year
- Defined Outcome Portfolio — 1.70% per year
- Preservation Portfolio — 1.00% per year
Location
Grand Rapids, MI
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Steven is a part-time member/employee at Capitol Defense Consulting, LLC since 2013, working minimal time per month performing administrative duties. He is also a part-time employee at Systems Planning & Analysis, Inc. since 2020, dedicating about 10-20% of his time to providing subject matter expertise.
Employment History
Current Registrations
Freedom Financial Planning Solutions, LLC
State Registrations2 states
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