Freedom Financial Planning Solutions provides financial planning and investment management services to individuals, families, and businesses. Financial planning covers retirement, risk management, college savings, student loans, cash flow, debt management, work benefits, and estate planning. Investment management is offered both in-house and through third-party managers.
Fee Structure
Freedom Financial Planning Solutions offers investment management services through in-house management or outside managers.
For in-house investment management, the fees are calculated as a percentage of the value of your portfolio:
- First $100,000 — 0.95% per year
- $100,001 - $500,000 — 0.75% per year
- $500,001 - $1,000,000 — 0.60% per year
- Over $1,000,001 — 0.45% per year
For investment management through XY Investment Solutions, the total annual fee is:
- First $100,000 — 0.95% per year
- $100,001 - $500,000 — 0.75% per year
- $500,001 - $1,000,000 — 0.60% per year
- Over $1,000,001 — 0.45% per year
For investment management through Gradient Investments, the total annual fee is:
- Strategic Portfolio — 2.00% per year
- Tactical Portfolio — 1.80% per year
- Defined Outcome Portfolio — 1.70% per year
- Preservation Portfolio — 1.00% per year