HD
CFP
HD
CFP

Howard Richard Dobson

44 Years of Experience
BrokerSells Insurance
Areas of Practice
Investment ManagementFinancial Planning & CoachingRetirement Planning
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
2 advisors
Number of Clients
193 clients
Average Client Portfolio
$173K average
Assets Under Management
$33.4M

Fee Structure

Minimum Investment:None
Financial Planning:Included in AUM fee
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Location

501 Fairmount Ave, Suite 203, Towson, MD, 21286

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Howard is a registered investment advisor with American Financial Management Ltd. and spends a few hours per week advising clients. He is also an author and speaker, and a licensed insurance agent recommending life insurance and annuities, dedicating about 10-20% of his time to each of these activities.

Employment History
Current Registrations
Balanced Security Planning, INC.
December 2022 - Present · 3 yrs 2 mos
Balanced Security Planning, INC.Broker
December 2022 - Present · 3 yrs 2 mos
American Financial Management, LTD.
June 1999 - Present · 26 yrs 8 mos
Previous Registrations
American Financial Securities, INC.Broker
August 2001 - January 2023 · 21 yrs 5 mos
Great American Advisors, INC.Broker
October 1997 - November 2001 · 4 yrs 1 mo
Securities Service Network, INC.Broker
August 1995 - October 1997 · 2 yrs 2 mos
Sunamerica Securities, INC.Broker
May 1992 - August 1995 · 3 yrs 3 mos
Anchor National Financial Services, INC.Broker
February 1981 - May 1992 · 11 yrs 3 mos
State Registrations10 states
AZCOIAILINMNMONESDWI
AdvisorBrokerBoth
Exams
No exam information available for this advisor.