Zachary Chiara is a CFP-designated registered investment advisor at Factor Financial, based in Lava Ridge, CA, with 4 years of industry experience. Zachary operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Alternative Investments, Business Owners, Cross-Border Planning, Estate Planning, and 7 more. Their firm serves 12 clients with $15M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $5.0M | 0.50% |
| $5M+ | 0.25% |
Fees are negotiable. The annual advisory fee is paid monthly in arrears based on the value of Client’s account(s) as of the last day of the billing period.
Fee Estimator
Contact
Zachary Chiara
Location
Lava Ridge, CA
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Zachary runs a solo fee-only RIA, Factor Financial LLC, where he is the sole advisor and owner. He is also dually registered with Analog Capital Advisors, but maintains that the two RIAs are unaffiliated and run separately.
Employment History
Current Registrations
Factor Financial
Previous Registrations
Analog Capital Partners LLC
U.S. Bancorp Investments, INC.
U.S. Bancorp Investments, INC.Broker
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Thrivent Investment Management INC.
Thrivent Investment Management INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams