Joshua Torgerson is a registered investment advisor at Nvest Advisors, LLC, based in Colorado Springs, CO, with 2 years of industry experience. Joshua operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Investment Management, Retirement Planning, and 1 more. Their firm serves 140 clients with $20M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
nVest Advisors' fees for investment management depend on the custodian selected, the type of investment strategy, and the amount of assets managed. Here's a breakdown by custodian:
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ASPire Retirement Services (403(b) / 457(b) Plan Accounts Only):
- Up to $250,000: 1.40% per year
- $250,001 to $500,000: 1.20% per year
- $500,001 to $750,000: 1.10% per year
- $750,001 to $1,000,000: 1.00% per year
- Over $1,000,001: 0.80% per year
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Betterment Institutional:
- First $250,000: 0.80% per year (includes Betterment's 0.15% platform fee)
- Next $250,000: 0.70% per year (total combined fee range 0.80% - 0.75%)
- Next $250,000: 0.60% per year (total combined fee range 0.75% - 0.70%)
- Next $250,000: 0.50% per year (total combined fee range 0.70% - 0.65%)
- Remainder above $1,000,000: 0.30% per year (total combined fee range 0.65% and below)
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Charles Schwab:
- First $250,000: 1.45% per year
- Next $250,000: 1.25% per year (total combined fee range 1.45% - 1.35%)
- Next $250,000: 1.05% per year (total combined fee range 1.35% - 1.25%)
- Next $250,000: 0.85% per year (total combined fee range 1.25% - 1.125%)
- All amounts above $1,000,000: 0.35% per year (total combined fee range 1.125% and below)
Financial planning is included at no extra cost for investment advisory clients.
Location
118 N Tejon St, Suite 305, Colorado Springs, CO, 80903
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Joshua is a lead instructor and examiner for DriveSafe.
Employment History
Current Registrations
Nvest Advisors, LLC
State Registrations2 states
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