nVest Advisors provides financial planning and investment management services to individuals, high net worth individuals, trusts, and small businesses. They also offer fiduciary plan advisory services for employer-sponsored retirement plans. nVest Advisors focuses on risk management and uses macroeconomic indicators to make investment decisions. They offer both discretionary and non-discretionary investment management services.
Fee Structure
nVest Advisors' fees for investment management depend on the custodian selected, the type of investment strategy, and the amount of assets managed. Here's a breakdown by custodian:
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ASPire Retirement Services (403(b) / 457(b) Plan Accounts Only):
- Up to $250,000: 1.40% per year
- $250,001 to $500,000: 1.20% per year
- $500,001 to $750,000: 1.10% per year
- $750,001 to $1,000,000: 1.00% per year
- Over $1,000,001: 0.80% per year
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Betterment Institutional:
- First $250,000: 0.80% per year (includes Betterment's 0.15% platform fee)
- Next $250,000: 0.70% per year (total combined fee range 0.80% - 0.75%)
- Next $250,000: 0.60% per year (total combined fee range 0.75% - 0.70%)
- Next $250,000: 0.50% per year (total combined fee range 0.70% - 0.65%)
- Remainder above $1,000,000: 0.30% per year (total combined fee range 0.65% and below)
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Charles Schwab:
- First $250,000: 1.45% per year
- Next $250,000: 1.25% per year (total combined fee range 1.45% - 1.35%)
- Next $250,000: 1.05% per year (total combined fee range 1.35% - 1.25%)
- Next $250,000: 0.85% per year (total combined fee range 1.25% - 1.125%)
- All amounts above $1,000,000: 0.35% per year (total combined fee range 1.125% and below)
Financial planning is included at no extra cost for investment advisory clients.