RL
RL

Raymond Lawrence Lent

49 Years of Experience
8 DisclosuresBrokerSells Insurance
Areas of Practice
Investment ManagementRetirement PlanningTax PlanningEstate Planning
Compensation
Fee-Only (AUM)
Firm Size
6 advisors
Number of Clients
225 clients
Average Client Portfolio
$832K average
Assets Under Management
$187.3M

Fee Structure

Minimum Investment:$250K
Financial Planning:Included in AUM fee
AUM-Based Fees (Tiered)
Assets Under ManagementAnnual Fee
Up to $500K2.00%
$500K - $1.0M1.35%
$1.0M - $1.5M1.20%
$1.5M - $3.0M1.00%
$3.0M - $5.0M0.85%
$5M+0.85%

Fees negotiable for accounts over $5 million.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

100 Smith Ranch Road, Suite 110, San Rafael, CA, 94903

Get directions

History

Regulatory History (8)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
February 2025
Pending
Regulatory
May 2024
Final
Customer Dispute
April 2023
Settled
Customer Dispute
March 2023
Settled
Customer Dispute
February 2023
Settled
Customer Dispute
February 2023
Settled
Regulatory
March 2019
Final
Customer Dispute
May 2010
Award / Judgment
Other Business ActivitiesSells Insurance

Raymond is the owner of The Putney Financial Group LLC, Chairman of the Board and Registered Representative with Portsmouth Financial Services Inc., and an owner/operator of Numismatic Resale & Bookends. He also holds a life and health insurance license in California, spending minimal time servicing existing policy holders.

Employment History
Current Registrations
Arete Wealth Management, LLCBroker
December 2024 - Present · 1 yr 2 mos
The Putney Financial Group LLC
July 2024 - Present · 1 yr 7 mos
Previous Registrations
Portsmouth Financial ServicesBroker
July 2010 - December 2024 · 14 yrs 5 mos
Park Avenue Securities LLCBroker
May 1999 - November 1999 · 6 mos
Mcclurg Capital CorporationBroker
July 1998 - July 2010 · 12 yrs
Guardian Investor Services CorporationBroker
April 1998 - May 1999 · 1 yr 1 mo
Centaurus Financial, INC.Broker
August 1997 - July 1998 · 11 mos
Mony Securities CORP.Broker
January 1976 - August 1997 · 21 yrs 7 mos
The Mutual Life Insurance Company of New YorkBroker
January 1976 - October 1990 · 14 yrs 9 mos
State Registrations9 states
ALCAIDNMNVPATNUTWI
AdvisorBrokerBoth
Exams
No exam information available for this advisor.