Timothy Higgs is a registered investment advisor at Delta Capital Management, based in Lodi, CA. Timothy operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Annuities, Education Planning, Estate Planning, Financial Planning & Coaching, and 2 more.
Compensation
Firm Size
IM Fee
Fee Structure
Delta Capital Management offers three ongoing financial planning tiers billed monthly in arrears:
- Starter — $150 per month, designed for individuals and families wanting a clear financial plan, budgeting help, debt repayment planning, investment recommendations for employer retirement accounts, annual rebalancing advice, and quarterly review meetings.
- Wealth Builder — $275 per month, for households with growing assets and complexity, adding annuity planning and tax-aware investment strategies in coordination with the client's tax professional.
- Legacy Builder — $400 per month, for higher-complexity households, adding review and coordination of estate planning documents with the client's attorney.
Location
Lodi, CA
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Delta Capital Management
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
More Advisors
- Jean Mutch, ChFCState Farm Investment Management CORP.
- David Phillips, CFA, CFPLPL Financial LLC
- Kenneth Levy, CFPLPL Financial LLC
- Daniel Raymond, CFPLPL Financial LLC
- Charles Immekus, ChFCIndependent Financial Group, LLC
- Erin Lenser, CFP, ChFCEdward Jones