Johnson+Sterling, Inc. is an independent, fee-based investment advisory firm founded in 1976. The firm offers both discretionary portfolio management and nondiscretionary advisory services, primarily focusing on mutual funds, exchange-traded funds, and third-party managers. Johnson+Sterling consists of two main divisions: Johnson Sterling Asset Management, which serves individuals and institutions, and Johnson Sterling Retirement Services, which provides fiduciary advice and consulting to retirement plan sponsors and participants. The firm uses structured investment processes, including quantitative research and optional tax-loss harvesting technology through partnerships like 55ip, to build customized, diversified portfolios tailored to client goals and risk tolerances. Johnson+Sterling acts in the best interest of its clients when managing retirement accounts under federal rules and tailors its strategies to accommodate specific client restrictions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 0.50% |
| $5.0M - $10.0M | 0.35% |
| $10.0M - $20.0M | 0.25% |
| $20M+ | 0.20% |
Fees are negotiable and Johnson+Sterling reserves the right to waive or lower fees. The minimum annual fee per client is $500.