Howard Financial Services operates as a fee-only wealth management firm offering personalized investment management and financial planning services. Howard Financial Services assists high-net-worth individuals, families, trusts, estates, charitable organizations, and small businesses. Services cover investment objective setting, risk analysis, cash flow management, strategic tax planning, legacy planning, retirement planning, insurance advice, education funding, and small business consulting. Howard Financial Services manages investments on a discretionary basis using strategic asset allocation across equities, fixed income, and alternative investments. Additionally, Howard Financial Services manages affiliated private investment offerings through a separate division.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.00% |
| $3.0M - $5.0M | 0.85% |
| $5M+ | 0.50% |
All advisory fees are negotiable. Some clients are billed at a fixed percentage or an annual fixed fee not to exceed $60,000.
