Garlikov Advisors provides investment advisory services, with most clients giving them the authority to make trades in their accounts. Clients can choose to follow Garlikov's investment model, which focuses on capital preservation and conservative growth, or develop a personalized investment strategy. Garlikov specializes in managing assets within variable universal life insurance contracts, aiming to preserve and grow cash values. Customized portfolios are available for insurance clients with $100,000 or more in policy cash values.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $50K | Included |
| $50K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.50% |
| $2.0M - $3.0M | 0.30% |
| $3.0M - $10.0M | 0.25% |
| $10M+ | Included |
For accounts over $10,000,000, the fee is mutually agreed upon. For Fixed Income Only accounts, the management fee is 0.25% annually based on the fair market value of assets under management, subject to a minimum $500 annual fee.