HFG Advisors provides financial planning and investment advice to individuals, high net worth individuals, businesses, and retirement plans. Financial planning can be comprehensive or modular, covering areas like budgeting, retirement, and estate planning. Investment management is primarily done through third-party money managers, with HFG helping clients select appropriate portfolios based on their risk profile and objectives.
Fee Structure
HFG Advisors uses third-party money managers to manage client investments. HFG Advisors charges a percentage of the assets managed. Here are the fees for different managers:
SEI Private Trust (U.S. Large Cap Equity):
- First $2M: 0.85% per year
- Next $4M: 0.75% per year
- Next $4M: 0.65% per year
- Next $10M: 0.55% per year
SEI Private Trust (Municipal Bond):
- First $1M: 0.60% per year
- Next $2M: 0.55% per year
- Next $2M: 0.45% per year
- Next $5M: 0.35% per year
HFG Advisor Account (using Envestnet or other managers):
- $0 - $500,000: 2.00% per year
- $500,001 - $1,000,000: 1.75% per year
- $1,000,001 - $3,000,000: 1.50% per year
- Over $3,000,001: Negotiable
Barden Capital Management:
- Up to $1,000,000: 2.25% per year
- Over $1,000,001: 2.00% per year
These fees are in addition to any internal management and custody fees charged by the money managers themselves.