RJG Financial is an independent registered investment advisor based in Dallas, Texas, founded and operated by Richard Greenfield. The firm provides tailored asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and retirement plans. RJG Financial builds long-term, globally balanced investment portfolios primarily using mutual funds, exchange-traded funds, individual stocks, and bonds, operating on both discretionary and non-discretionary bases. In addition to portfolio management, RJG Financial offers comprehensive financial planning, retirement projections, and consulting on specific financial topics. The firm custody assets primarily through Fidelity Brokerage Services and National Financial Services, while Richard Greenfield maintains a dual registration as a registered representative with broker-dealer Osaic Wealth to facilitate certain securities and insurance transactions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.00% |
| $500K - $2.0M | 0.92% |
| $2M+ | 0.80% |
Fees are negotiable based on account size, composition, and expected future contributions. Limited partners in managed partnerships may pay an ongoing advisory fee of 0.5% to 0.75% in lieu of standard AUM fees.