Yavapai Financial Planning is a registered investment advisor based in Prescott, Arizona, offering fee-only financial planning, investment consultation, and direct asset management services. Yavapai Financial Planning helps clients navigate various aspects of their financial lives, including cash flow and debt management, retirement planning, tax strategies, estate planning, and education funding. The firm primarily constructs diversified portfolios using cost-efficient institutional mutual funds or exchange-traded funds, and also facilitates access to third-party investment managers. Yavapai Financial Planning operates as a fiduciary, meaning the firm is legally required to act in your best interest at all times. The firm requires a minimum of $250,000 in investable assets for its direct asset management services, but imposes no minimum asset or income requirements for standalone financial planning and consultation engagements.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $400K | 0.95% |
| $400K - $1.0M | 0.75% |
| $1.0M - $3.0M | 0.50% |
| $3M+ | 0.35% |
Subject to a minimum account fee of $240 per quarter. Fees are negotiable at the discretion of the firm principal.