Stiles Financial Services, INC.
Stiles Financial Services Incorporated (SFSI) offers a wrap program that provides clients with a platform to trade in various investment products for a stated fee. This fee covers portfolio management, design, structure, strategy, and financial planning consultation. SFSI manages client investment portfolios on a discretionary basis, tailoring investment strategies to individual financial objectives and risk tolerance. SFSI also offers investment discretionary services on direct packaged products such as mutual funds, including 529 accounts and variable insurance products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.15% |
| $500K - $1.0M | 0.95% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.65% |
| $10M+ | 0.55% |
The platform technology fee is charged quarterly and once the household assets under management surpass the $3,000,001 threshold, then all the assets in the household will be charged at the lower fee rate. SFSI also offers investment discretionary services on direct packaged products such as mutual funds, including 529 accounts and variable insurance products. A flat annual fee of 0.50% of the assets under management will be charged quarterly. For variable insurance products a flat annual fee of 0.75% of the assets under management will be charged quarterly. Fees are negotiable.