Carolina Financial Advisors, Inc. manages investment portfolios and offers personalized financial planning for individuals, families, and businesses. Founded in 2000 and based in Greensboro, North Carolina, the firm focuses on capital preservation and personalized asset allocation. Services include retirement planning, major purchase planning, education funding, income and estate tax planning, and family wealth transfer. The firm also offers Values Based Investing portfolios that align investments with traditional Christian principles. Investment management is handled on a discretionary basis, meaning the team makes trades on your behalf according to your agreed-upon goals. The firm works with independent third-party custodians such as Charles Schwab, Fidelity, and Lincoln Financial to hold client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $5.0M | 0.65% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.50% |
Fees are negotiable for accounts over $10,000,000. Stated ranges indicate maximums up to 2.5% depending on the tier.