Waterford Advisors manages investment portfolios and provides comprehensive financial planning and consulting services for individuals, families, and retirement plans. Waterford Advisors develops personalized investment policies based on each client's goals, time horizons, risk tolerance, and tax situation, primarily utilizing no-load mutual funds and exchange-traded funds. In addition to direct portfolio management, Waterford Advisors offers model portfolio management through third-party platforms. Financial planning services cover retirement planning, estate and wealth transfer planning, income tax planning, risk management, elder care, and education planning. Waterford Advisors also provides consulting services to corporate retirement plans such as 401(k), pension, and profit-sharing plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $1.0M | 0.90% |
| $1.0M - $1.5M | 0.70% |
| $1.5M - $5.0M | 0.50% |
| $5M+ | 0.35% |
Fees are paid quarterly in advance. For model portfolio management services through Orion Portfolio Solutions, Waterford Advisors charges an additional fee ranging from 0.35% to 0.65%.