Saposh & Malter (S&M) offers investment management and financial planning. S&M assesses a client's financial situation, investment experience, and goals to develop a suitable investment plan. S&M manages investment portfolios on a discretionary basis, meaning they can make trades without asking you first. They use both strategic and tactical asset allocation, considering factors like investment objectives and market conditions. Financial planning is included with ongoing portfolio management, but can also be provided separately.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3M+ | 0.50% |
Certain legacy accounts may be subject to a different fee schedule. In limited cases smaller accounts may be accepted but may be subject to a higher fee schedule but never to exceed 3% of total assets under management per annum. Saposh & Malter may, at its discretion, make exceptions to the foregoing or negotiate special fee arrangements where Saposh & Malter deems it appropriate under the circumstances.