Apple & Associates is a registered investment advisor based in Grass Valley, California, managing investment portfolios and providing financial planning services. The firm works with individuals, trusts, and small businesses to build customized investment strategies using a mix of individual stocks, bonds, exchange-traded funds, mutual funds, and variable annuities. Apple & Associates focuses on long-term asset management, portfolio rebalancing, and reducing volatility risk. In addition to managing investments, the firm offers financial planning covering areas such as investment planning, tax strategies, estate planning, retirement preparation, and insurance needs. Clients can also receive assistance with insurance products through affiliated insurance agents.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $5.0M | 1.00% |
| $5.0M - $7.0M | 0.75% |
| $7.0M - $10.0M | 0.50% |
| $10M+ | 0.50% |
Fees for assets over $10,000,000 are negotiable on a case-by-case basis.