The Financial Advisory Group is a registered investment advisor based in York, Pennsylvania, providing comprehensive financial planning and consulting services primarily to individuals and families. The firm evaluates six core areas to create personalized financial plans: asset and liability analysis, income tax planning, risk management, estate planning, retirement and education planning, and other goal funding analyses. In addition to comprehensive plans, the firm prepares segmented plans addressing specific financial goals. After the first year of planning, clients transition to a monthly consulting service based on hourly rates. The Financial Advisory Group does not manage client portfolios directly or maintain authority to make trades without asking first, but helps clients implement recommendations. Representatives of the firm are also affiliated with a separate broker-dealer and insurance companies, creating potential conflicts of interest regarding commission-based products.
Fee Structure
After the first year of financial planning services, clients transition to a monthly financial consulting service billed according to hourly rates, depending on the complexity and scope of the plan.
- Cash flow plan — $2,000 for a focused review of income and expenses
- Retirement plan — $4,000 for retirement income projections and strategy
- Comprehensive plan — $6,000 (with an annual retainer minimum of $3,500) covering all major financial planning areas
- Hourly consulting — $300 per hour for Certified Financial Planner professionals and $100 per hour for staff