Richardson Capital Management, LLC provides investment management and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The registered investment advisor offers two main service tiers: Wealth Management Services, which combine portfolio management with general financial, tax, insurance, and estate planning advice, and Family Office Services, designed for clients with significant financial complexities. Clients can also engage Richardson Capital Management for standalone portfolio analysis, retirement plan consulting for self-directed retirement plans, or separate financial, tax, insurance, and estate planning consulting. The firm uses a disciplined approach to asset allocation, primarily utilizing individual equities, bonds, mutual funds, exchange-traded funds, interval funds, and private investment funds where appropriate. Richardson Capital Management operates on a fee basis, charging a percentage of assets under management for ongoing portfolio supervision, and does not accept compensation from the sale of securities or investment products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.40% |
Schedule reflects Wealth Management Services. Family Office Services has a separate fee schedule starting at 1.00% for up to $10 million, 0.75% for $10,000,001 to $15 million, and 0.50% for amounts over $15 million. Fees are negotiable.