Raffa Wealth Management, operating as Raffa Investment Advisers, provides comprehensive portfolio management and continuous supervision over client accounts. Raffa Investment Advisers creates tailored investment strategies primarily utilizing open-ended mutual funds, exchange-traded funds, and individual stocks and bonds, incorporating an asset allocation approach informed by factor-based investing. In addition to investment management, Raffa Investment Advisers offers retirement income planning as part of its overall portfolio management process at no separate charge. The firm also provides retirement plan consulting services for qualified and non-qualified retirement plans, as well as fiduciary support services for nonprofit organizations. Raffa Investment Advisers typically requires clients to open accounts through the institutional division of Charles Schwab & Company.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $10.0M | 0.85% |
| $10M+ | 0.70% |
Maximum annual fee is 1.25%. Actual fees are negotiable based on factors such as your financial situation and portfolio complexity.